• Privacy Policy
• Terms & Conditions
• Loan Request Disclosure

Privacy Policy

Effective Date: June 26, 2026This Privacy Policy explains how XorFox LLC (“Company,” “we,” “us,” or “our”) collects, uses, discloses, and protects personal information in connection with the Cash Lendex Online mobile application and website, including cashlendexonline.com.Cash Lendex Online is not a lender, bank, credit broker, loan servicer, or financial institution. We provide a loan request submission service that may help connect users with lenders, lending partners, loan marketplaces, lead networks, service providers, or other alternative lending solution providers.By using Cash Lendex Online, you acknowledge that you have read and understood this Privacy Policy.1. Information We CollectWe may collect information that you provide directly through the app or website when you complete a loan request form or interact with our services.This may include:Personal Information
First name and last name
Date of birth
Email address
Phone number
Mailing address, including street, city, state, and ZIP code
Loan Request Information
Requested loan amount
Residence type
Income source
Employment information, such as company name, job title, and work phone number
Monthly income
Pay frequency
Next pay dates
Active military status
Credit-related information you choose to provide
Sensitive Personal and Financial InformationDepending on the form you submit, we may collect sensitive information, including:Social Security number
Driver license number
Bank name
Bank account number
Bank routing number
Bank account type
Technical InformationWe may collect technical information needed to operate the service and process requests, such as:IP address
Device information
App version
Operating system
User agent or similar technical identifiers
Submission timestamps
Error and diagnostic informationWe do not collect this information to provide guaranteed credit, approval, or specific loan terms.2. How We Use InformationWe may use the information we collect to:Process and submit your loan request
Match or route your request to lenders, lending partners, lead networks, marketplaces, or service providers
Verify, validate, and format your information before submission
Communicate with you about your request
Provide customer support
Improve app functionality and user experience
Detect, prevent, and reduce fraud, unauthorized activity, and misuse
Maintain records required for business, legal, compliance, or security purposes
Comply with applicable laws and regulatory obligationsSubmitting a request through Cash Lendex Online does not guarantee that you will receive a loan offer, approval, a specific loan amount, a specific interest rate, or any particular repayment terms.3. How We Share InformationWe may share your information with the following categories of recipients:Lenders, Lending Partners, and Loan MarketplacesWe may share your loan request information with lenders, lending partners, lending marketplaces, lead networks, or alternative lending solution providers so they can evaluate your request, contact you, or present available options.Service ProvidersWe may share information with companies that help us operate the app, process requests, host data, provide technical infrastructure, prevent fraud, analyze errors, or provide customer support.Business and Compliance PartnersWe may share information with vendors, compliance providers, legal advisors, or professional service providers where reasonably necessary for business operations, compliance, or risk management.Legal and Safety PurposesWe may disclose information if we believe it is necessary to:Comply with applicable law, regulation, subpoena, court order, or legal process
Protect the rights, safety, and property of XorFox LLC, users, partners, or others
Detect or prevent fraud, security issues, or misuse of the service
Enforce our Terms & Conditions
Business TransfersIf we are involved in a merger, acquisition, financing, reorganization, sale of assets, or similar business transaction, personal information may be transferred as part of that transaction.4. No Guarantee of Loan ApprovalCash Lendex Online is not a lender and does not make credit decisions.We do not:Approve or deny loan applications
Set loan terms
Determine interest rates
Fund loans
Service loans
Guarantee that any lender or partner will contact you
Guarantee that you will receive a loan offerAny loan offer, rate, term, fee, repayment schedule, or approval decision is determined solely by the applicable lender or lending partner.You should carefully review all terms provided by any lender before accepting an offer.5. Communications and ConsentIf you provide your phone number, email address, or other contact information, you may be contacted regarding your loan request by us, lenders, lending partners, service providers, or other parties involved in processing your request.You may also choose whether to consent to email or SMS/text communications where such consent is requested in the app.Message and data rates may apply. Consent to receive marketing communications is not intended to be a condition of receiving credit where prohibited by applicable law.You may opt out of certain communications by following the instructions provided in the communication or by contacting us at [email protected].6. Tracking and AdvertisingThis version of Cash Lendex Online does not use AppTrackingTransparency-based tracking, IDFA-based tracking, AppsFlyer, Facebook SDK, Adjust, or advertising attribution SDKs.We do not use information collected through the app to track you across apps and websites owned by other companies for targeted advertising purposes.If our tracking or advertising practices change in the future, we will update this Privacy Policy and, where required, request any necessary permissions.7. Cookies and Similar TechnologiesOur website may use basic cookies or similar technologies to operate the website, improve functionality, prevent abuse, or understand general usage.The mobile app may use local technical storage only as needed for app functionality. We do not use cookies or similar technologies in the app for cross-app advertising tracking.8. Data SecurityWe use reasonable administrative, technical, and organizational measures designed to protect personal information from unauthorized access, disclosure, alteration, or destruction.However, no method of transmission or storage is completely secure. We cannot guarantee absolute security of your information.Because loan request forms may include sensitive personal and financial information, you should only submit information through secure devices and networks that you trust.9. Data RetentionWe retain personal information for as long as reasonably necessary to provide the service, process requests, comply with legal obligations, resolve disputes, prevent fraud, enforce agreements, and maintain business records.Retention periods may vary depending on the type of information, the purpose of processing, and applicable legal requirements.10. Your Privacy RightsDepending on where you live, you may have certain privacy rights regarding your personal information, such as the right to:Request access to personal information we maintain about you
Request correction of inaccurate personal information
Request deletion of personal information
Request information about how we collect, use, or disclose personal information
Opt out of certain disclosures or uses, where applicable
Limit certain uses of sensitive personal information, where applicableTo submit a privacy request, contact us at:Email: [email protected]
Phone: +1 216 803 2410We may need to verify your identity before processing certain requests.11. California and Other U.S. State Privacy RightsResidents of certain U.S. states, including California, may have additional rights under applicable privacy laws.Depending on applicable law, you may have the right to know, access, correct, delete, or opt out of certain uses or disclosures of personal information.Cash Lendex Online may share loan request information with lenders, lending partners, lead networks, marketplaces, and service providers to process your request. Some privacy laws may define certain types of data sharing broadly. If you wish to make a privacy request or ask about opt-out options, contact us at [email protected].We do not knowingly sell personal information for monetary payment. We also do not use AppTrackingTransparency-based tracking or cross-app advertising tracking in this version of the app.12. Children’s PrivacyCash Lendex Online is intended for users who are at least 18 years old.We do not knowingly collect personal information from children under 13. We also do not knowingly accept loan requests from individuals under 18.If you believe that a child has provided us with personal information, please contact us at [email protected].13. Third-Party Websites and ServicesThe app or website may contain links to third-party websites, lenders, lending partners, or services.We are not responsible for the privacy practices, terms, content, or security of third-party websites or services. You should review the privacy policy and terms of any third party before submitting information or accepting any offer.14. International UsersCash Lendex Online is intended primarily for users located in the United States.If you access the service from outside the United States, you understand that your information may be processed in the United States or other locations where we or our service providers operate.15. Changes to This Privacy PolicyWe may update this Privacy Policy from time to time.If we make material changes, we may notify you by updating the effective date, posting a notice in the app or on the website, or using another reasonable method.Your continued use of the app or website after changes are posted means you acknowledge the updated Privacy Policy.16. Contact UsIf you have questions about this Privacy Policy or wish to submit a privacy request, contact us at:XorFox LLC
1570 Milwaukee Street Apt. 120
Denver, CO 80206
United StatesEmail: [email protected]
Phone: +1 216 803 2410
Website: cashlendexonline.com

Terms & Conditions

Effective Date: June 26, 2026These Terms & Conditions (“Terms”) govern your access to and use of the Cash Lendex Online mobile application, website, and related services, including cashlendexonline.com (collectively, the “Service”).The Service is operated by XorFox LLC (“Company,” “we,” “us,” or “our”).By accessing or using the Service, you agree to these Terms. If you do not agree, do not use the Service.1. Company InformationXorFox LLC
1570 Milwaukee Street Apt. 120
Denver, CO 80206
United StatesEmail: [email protected]
Phone: +1 216 803 2410
Website: cashlendexonline.com2. Description of the ServiceCash Lendex Online provides a loan request submission and financial information service.The Service may allow users to submit personal, financial, employment, income, banking, and contact information so that a loan request may be routed to lenders, lending partners, loan marketplaces, lead networks, service providers, or alternative lending solution providers.Cash Lendex Online is not a lender, bank, credit broker, loan servicer, financial institution, or credit decision-maker.We do not issue loans, approve applications, deny applications, set loan terms, determine interest rates, fund loans, service loans, collect loan payments, or make credit decisions.3. No Guarantee of Approval or Loan OfferSubmitting a request through the Service does not guarantee that you will receive:loan approval;
a loan offer;
a specific loan amount;
a specific interest rate;
a specific repayment term;
any particular lender response;
funding of any kind.Any loan offer, rate, fee, repayment schedule, approval decision, or final agreement is determined solely by the lender or lending partner.You are responsible for reviewing all terms, fees, repayment obligations, disclosures, and conditions provided by any lender before accepting an offer.4. EligibilityYou may use the Service only if:you are at least 18 years old;
you are located in the United States;
you have the legal capacity to enter into these Terms;
all information you provide is accurate, complete, and current;
your use of the Service complies with applicable laws.You may not use the Service on behalf of another person without proper authorization.5. User Information and AccuracyYou agree to provide accurate, complete, and truthful information when using the Service.You understand that inaccurate, incomplete, outdated, or misleading information may result in:inability to process your request;
rejection by lenders or partners;
incorrect matching;
delays;
unsuccessful submission;
legal or compliance issues.You are solely responsible for the information you submit.6. Sensitive InformationThe Service may request sensitive personal and financial information, including but not limited to:Social Security number;
driver license number;
bank account number;
bank routing number;
income information;
employment information;
contact information;
address information.You should only submit information through a device and network that you trust.Our collection, use, and sharing of personal information is described in our Privacy Policy.7. Sharing with Lenders and PartnersBy submitting a loan request through the Service, you authorize us to share your submitted information with lenders, lending partners, loan marketplaces, lead networks, service providers, compliance partners, and other parties involved in processing, evaluating, routing, or responding to your request.These third parties may use your information to:evaluate your request;
verify information;
contact you;
present available loan or financial options;
comply with legal or business requirements;
prevent fraud or misuse.We do not control the approval criteria, loan terms, rates, fees, disclosures, or decisions of third-party lenders or partners.8. Communications ConsentBy providing your contact information, you agree that we, lenders, lending partners, service providers, or other parties involved in processing your request may contact you regarding your loan request.Communications may occur by:email;
telephone;
SMS/text message;
automated systems, where permitted by law;
prerecorded messages, where permitted by law.Message and data rates may apply.Where required, the app may ask for separate consent for email or SMS/text communications. You may opt out of certain communications by following the instructions included in the message or by contacting us at [email protected].Consent to receive marketing communications is not intended to be a condition of receiving credit where prohibited by applicable law.9. No Financial, Legal, or Credit AdviceThe Service may include educational content, credit tips, general financial information, or loan-related explanations.This content is provided for general informational purposes only and does not constitute:financial advice;
legal advice;
credit repair advice;
tax advice;
investment advice;
lending advice.You should consult qualified professionals before making financial, legal, tax, or credit-related decisions.10. Third-Party Services and LinksThe Service may link to or interact with third-party websites, lenders, marketplaces, or service providers.We are not responsible for third-party:websites;
privacy practices;
terms;
disclosures;
rates;
fees;
loan products;
approval decisions;
communications;
security practices;
content.Your interactions with third parties are solely between you and those third parties.You should carefully review any third-party terms and privacy policies before submitting information or accepting any offer.11. Prohibited UsesYou agree not to:use the Service for unlawful, fraudulent, deceptive, or abusive purposes;
submit false, misleading, or unauthorized information;
submit information about another person without permission;
interfere with or disrupt the Service;
attempt to reverse engineer, copy, modify, or exploit the Service;
use bots, scripts, automated tools, or scraping methods without permission;
bypass security, validation, or access controls;
use the Service in a way that violates applicable law or these Terms.We may suspend, restrict, or terminate access to the Service if we believe these Terms have been violated.12. App Store TermsIf you download or use the Service through the Apple App Store, you acknowledge that:these Terms are between you and XorFox LLC, not Apple;
Apple is not responsible for the Service or its content;
Apple has no obligation to provide maintenance or support for the Service;
Apple is a third-party beneficiary of these Terms only to the extent required by applicable App Store terms.Your use of the app may also be subject to Apple’s applicable terms and policies.13. Availability and Changes to the ServiceWe may modify, suspend, discontinue, or restrict the Service at any time, with or without notice.We do not guarantee that the Service will be available, uninterrupted, secure, error-free, or compatible with all devices or systems.We may update the app, change features, modify forms, adjust eligibility flows, or change third-party integrations at any time.14. Disclaimer of WarrantiesThe Service is provided on an “as is” and “as available” basis.To the maximum extent permitted by law, we disclaim all warranties, express or implied, including but not limited to:warranties of merchantability;
fitness for a particular purpose;
non-infringement;
accuracy;
availability;
security;
reliability;
suitability for obtaining credit or loan offers.We do not warrant that the Service will result in any loan offer, approval, funding, or financial benefit.15. Limitation of LiabilityTo the maximum extent permitted by law, XorFox LLC and its officers, members, employees, contractors, service providers, and partners will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, including but not limited to:lost profits;
lost opportunities;
data loss;
credit denial;
loan denial;
unfavorable loan terms;
third-party actions;
unauthorized access outside our reasonable control;
interruption of service;
reliance on information provided through the Service.To the maximum extent permitted by law, our total liability for any claim arising out of or relating to the Service will not exceed the greater of $100 or the amount you paid directly to us for use of the Service in the six months before the claim arose.Some jurisdictions do not allow certain limitations of liability, so some of the above limitations may not apply to you.16. IndemnificationYou agree to defend, indemnify, and hold harmless XorFox LLC and its officers, members, employees, contractors, service providers, and partners from and against any claims, damages, liabilities, losses, costs, and expenses, including reasonable attorneys’ fees, arising from or related to:your use of the Service;
information you submit;
your violation of these Terms;
your violation of applicable law;
your violation of another person’s rights;
fraudulent, inaccurate, or unauthorized submissions.
17. PrivacyYour use of the Service is also governed by our Privacy Policy.The Privacy Policy explains how we collect, use, disclose, and protect personal information.By using the Service, you acknowledge that you have reviewed our Privacy Policy.18. Electronic Records and SignaturesBy using the Service, submitting information, checking consent boxes, tapping buttons, or otherwise interacting with the app or website, you consent to the use of electronic records, electronic communications, and electronic acknowledgments.You agree that electronic actions may have the same legal effect as handwritten signatures where permitted by law.19. Governing LawThese Terms are governed by the laws of the State of Colorado, United States, without regard to conflict of law principles.Any dispute arising out of or relating to these Terms or the Service will be handled in accordance with applicable law and the dispute resolution procedures available under the laws of Colorado, unless otherwise required by law.20. Changes to These TermsWe may update these Terms from time to time.If we make material changes, we may notify you by updating the effective date, posting a notice in the app or on the website, or using another reasonable method.Your continued use of the Service after changes are posted means you accept the updated Terms.21. Contact UsIf you have questions about these Terms, contact us at:XorFox LLC
1570 Milwaukee Street Apt. 120
Denver, CO 80206
United StatesEmail: [email protected]
Phone: +1 216 803 2410
Website: cashlendexonline.com

Loan Request Disclosure

Effective Date: June 26, 2026This Loan Request Disclosure applies to the Cash Lendex Online mobile application and website, including cashlendexonline.com, operated by XorFox LLC (“Company,” “we,” “us,” or “our”).Please read this disclosure carefully before submitting a loan request.1. Cash Lendex Online Is Not a LenderCash Lendex Online is not a lender, bank, credit broker, loan servicer, or financial institution.We do not:issue loans;
approve or deny loan applications;
make credit decisions;
determine eligibility;
set interest rates;
set repayment terms;
fund loans;
service loans;
collect loan payments.Cash Lendex Online provides a loan request submission service that may help route your information to lenders, lending partners, loan marketplaces, lead networks, service providers, or alternative lending solution providers.2. Submission Does Not Guarantee ApprovalSubmitting a request through Cash Lendex Online does not guarantee that you will receive:loan approval;
a loan offer;
a specific loan amount;
a specific interest rate;
a specific repayment period;
a specific payment amount;
funding;
a response from any lender or partner.Any offer, approval, rate, fee, repayment schedule, or loan term is determined solely by the lender or lending partner.You are not required to accept any offer you may receive.3. Your Information May Be Shared With Lending PartnersWhen you submit a loan request, you authorize Cash Lendex Online to share your submitted information with lenders, lending partners, loan marketplaces, lead networks, service providers, and other parties involved in processing or evaluating your request.This information may include personal, contact, employment, income, identity, banking, and loan request information.These parties may use your information to:evaluate your request;
verify your information;
contact you about available options;
present potential loan offers;
comply with legal, fraud prevention, or business requirements.Please review our Privacy Policy for more information about how information is collected, used, and shared.4. Review All Terms Before Accepting an OfferIf you receive a loan offer, the lender or lending partner is responsible for providing the applicable terms and disclosures.Before accepting any offer, carefully review:loan amount;
interest rate or APR;
finance charges;
repayment schedule;
payment amount;
fees;
late payment terms;
renewal or rollover terms, if applicable;
total repayment amount;
lender disclosures and agreements.Do not accept any offer unless you understand the terms and believe you can repay it responsibly.5. Credit and Financial ImpactSubmitting a request may result in lenders or partners evaluating your information.Depending on the lender, this may involve identity verification, fraud checks, bank verification, employment or income review, or credit-related checks.Cash Lendex Online does not control whether any lender performs a soft inquiry, hard inquiry, bank verification, or other review.You should review the lender’s disclosures before proceeding with any offer.6. Accuracy of InformationYou are responsible for providing accurate, complete, and current information.Incorrect or incomplete information may result in:inability to process your request;
rejection by lenders or partners;
delays;
incorrect matching;
unsuccessful submission.Do not submit information on behalf of another person unless you are legally authorized to do so.7. Communications From PartnersBy submitting your request and providing your contact information, you understand that Cash Lendex Online, lenders, lending partners, service providers, or other parties involved in processing your request may contact you regarding your request.Communications may occur by phone, email, SMS/text message, or other methods permitted by law.Message and data rates may apply. You may opt out of certain communications using the instructions provided in the communication or by contacting the sender.8. No Financial AdviceAny credit tips, educational content, or general financial information provided in Cash Lendex Online is for informational purposes only.It is not financial, legal, credit repair, tax, or lending advice.You should consult qualified professionals before making financial or legal decisions.9. Important AcknowledgmentBy submitting a loan request through Cash Lendex Online, you acknowledge and agree that:Cash Lendex Online is not a lender;
submitting a request does not guarantee approval or funding;
your information may be shared with lenders, lending partners, lead networks, marketplaces, and service providers;
any loan offer is made solely by the applicable lender or partner;
you are responsible for reviewing all loan terms before accepting any offer;
you should only request an amount you believe you can repay responsibly.
10. Contact UsIf you have questions about this Loan Request Disclosure, contact us at:XorFox LLC
1570 Milwaukee Street Apt. 120
Denver, CO 80206
United StatesEmail: [email protected]
Phone: +1 216 803 2410
Website: cashlendexonline.com